TEAM

After working together at BCG, Philip and Carl founded Ginkgo to transform work place pensions. Philip, previously Chief of Staff at Moss, brings strategic expertise in scaling fintech operations, while Carl, a former product manager at Pectus Finance and coder, combines deep technical product knowledge with a focus on launching impactful financial solutions.

PROBLEM

SMBs lack affordable, transparent pension options, making it difficult to offer competitive retirement benefits and improve employee retention effectively.

SOLUTION

Ginkgo offers an affordable, ETF-based pension platform tailored for SMBs. With a commission-free structure, HR integration, and unique vesting, Ginkgo simplifies retirement planning and boosts retention. By providing transparency and higher returns, it empowers SMBs to offer competitive benefits supporting employee financial well-being.

‍